BANK CENTRAL JAVA Ready Revised Target Business in 2013

Bank branch office atmosphere Nusukan Central Java, Solo, some time ago. Java Bank will revise its business targets in 2013 is to be mor aggressive. (Jibi / Solopos / Burhan Aris Nugroho)

SEMARANG - Although only walk a few days, but the Java Bank claims to have prepared revised up its 2013 business plan, due to a number of pre-determined targets tend to be too low and conservative.
Haryono, Director of Regional Development of PT Bank Central Java (Java Bank), said the low target set by making reference to the performance of last October, when the business plan was made.
"We believe RBB [business plan] will be our revision in the middle of this year. If we are not revised, the branch will work around, because the target has been reached in the middle of the year, "he told Bisnis.com. In the business plan submitted to Bank Indonesia, the company is targeting credit through Rp20, 69 trillion, an increase of 12.69% from the end of 2012 realization of Rp18, 36 trillion. Meanwhile, third-party funds (DPK) through the targeted Rp26, 5 billion, up 19.85% from the end of 2012.

For total assets, the company has set a target to penetrate Rp30 trillion, up 12.53% from the end of 2012. Meanwhile, pre-tax profit target to Rp780 billion, up slightly from the end of 2012 amounted to Rp766 billion. A number of targets are much lower with the company's performance during 2012, except for collecting deposits. In the past year, the company's loan portfolio grew 34.5%, while total assets increased 16.01%.

For earnings before taxes, the company recorded a growth of 33.9%. Meanwhile, for collecting deposits, the company hold a 14.05% growth rate that the intermediation ratio (loan to deposit ratio / LDR) is in the optimal range.

In this year's business plan, the Bank of Central Java will also add service office network so that it can reach all districts in Central Java. The addition of a service that is meant to sustain the land and building tax program Urban and Rural (PPB-PP), which is now officially managed by local governments. "There are 573 districts in Central Java and we are targeting a network of services throughout the district," said Haryono.

In addition, the company will develop a number of services through information technology, such as internet banking and the opening of electronic data capture services. The company also will add 93 units of automatic teller machines, from the current position as much as 208 units. "Most of the ATM's will lease so it goes on operating expenses. In ATM payment feature will be developed according to the needs of consumers, "he said.

According to Haryono, the development of information technology services is not too expensive because the company already has a core banking upgrades are qualified to receive the new facility. "So we live input new features to the system Java Bank have," he said.

Service company car will also be equipped with Roving, which will also be launched this year. As for the product, the Bank plans to launch Java savings plans, deposit products that include insurance.
By the end of 2012, the Bank has 559 offices in Central Java service, which consists of cash offices, branch offices, branch offices, payment points and automatic teller machines. In addition, there are a number of managed service office sharia Islamic Bank of Central Java.

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